Uber performs background checks on all of its drivers, and the company does not employ drivers who have had a recent DUI or a significant number of traffic violations. Unfortunately, even the most responsible motorists are not immune to accidents, and the fast growth of Uber has led to an increase in rideshare collisions.
According to Business Insider, there were more than 327,000 active Uber drivers in 2015, and that number has continued to rise. If you are in a wreck with an Uber vehicle, it is important that you understand how insurance liability works in rideshare accidents. Depending on the facts of your case, you may have grounds for a claim against Uber’s commercial vehicle insurance, the personal insurance of the Uber driver, or another person entirely.
If you were injured in a crash with a negligent driver in Pennsylvania, turn to Goodrich and Associates, P.C. Jack Goodrich will evaluate your case to determine if you have grounds for a claim. You may be entitled to compensation for lost income, healthcare expenses, and non-economic damages.
Mr. Goodrich has been a member of the Board of Governors for PAJ – former Pennsylvania Trial Lawyers Association – since 1993. He will compassionately represent your interests and help you fight for the maximum compensation. Call 412-261-4663 to schedule a consultation with a personal injury attorney in Pittsburgh.
Who Is Liable for Damages after a Rideshare Wreck?
In most cases, the insurance carrier of the driver who causes an accident will pay for damages. However, after an Uber accident, there are several insurance policies in play. Your personal injury attorney will need to know the cause of your crash in order to determine insurance liability.
If you were riding in an Uber as a passenger and you sustained an injury in an accident, then you may have grounds for a claim against Uber’s commercial vehicle insurance, which provides the following coverage:
- $1 million for drivers’ liability to riders; and
- $1 million for injuries after a crash with an uninsured or underinsured driver.
But what if you were not a passenger? If you were a pedestrian or driving your own vehicle when the crash happened, insurance liability will depend on whether the driver was on the clock. If the driver was on the clock and carrying a passenger, the aforementioned insurance coverage still applies; however, if the driver is between trips, Uber’s third-party liability insurance offers the following coverage:
- $50,000 for bodily injury per accident per person;
- $100,000 total for bodily injury per accident; and
- $25,000 for property damage.
If an Uber driver is not on the clock and causes an accident, then his or her personal auto insurance should cover the damages.
Recovering compensation after a collision is often an uphill legal battle. Profit-minded insurance companies will look for any possible excuse to deny a claim, so it is important that you take steps to give your claim the best possible chance of success.
This is where an accident lawyer can help. Jack Goodrich is a personal injury lawyer in Pittsburgh who will help you avoid costly mistakes during the claims process such as making a recorded statement to the insurance adjuster or accepting a settlement too early. Call 412-261-4663 today to schedule a consultation. Visit https://car-accident.usattorneys.com/pennsylvania/ to learn more about car accident claims in Pennsylvania.